• Low Cost Car Insurance California – Save 60%

    California Auto Insurance — Be an Informed Client

    Every motorist is required to get automobile insurance but only a few have a deep understanding of what they paying for. Lack of knowledge on the subject can lead to lofty premiums while just a little of research can result in substantial savings. Informed motorists will also be able to stay away from trouble with the law through their awareness of legal limits and proper procedures. Cheapinsurancecalifornia.net can help people get a better grasp of vehicle insurance as well as the ways in which they avail of low cost car insurance California.

    CA Auto Insurance: Coverage Details

    Drivers must comply with their state’s unique requirements. Liability coverage is mandatory all across the country with some states adding precautionary measures such as UM/UIM and Personal Injury Protection coverage. California is one of the states that stick to the barebones liability requirement so residents able to append as they wish.

    Coverage

    Requirements

    Most Common

    Bodily Injury Liability

    15,000/30,000

    100,000/300,000

    Property Damage Liability

    5,000

    100,000

    UM/UIM Injuries to the Body

    Optional

    100,000/300,000

    PIP Coverage

    Optional

    5,000

    Medical Payments

    Optional

    5,000

    Collision

    Optional

    500 deductible

    Comprehensive

    Optional

    250 deductible

    Going with minimum liability amounts for a plan results in low cost auto insurance California. Just be prepared to have a standby fund in case these prove insufficient in an actual accident. A great way to avoid such a headache is to stay within the designated speed limits:

    Speed Limits

    Rural Interstate 70 mph; trucks: 55 mph
    Urban Interstate 65 mph; trucks: 55 mph
    Other Limited-Access 70 mph; trucks: 55 mph
    Other Roads 65 mph; trucks: 55 mph

    Additional Sources on California Auto Insurance

    Laws and regulations continually evolve to say in-step with technological advances and contemporary issues. Government websites are excellent resources for the latest on these topics. They also have step-by-step guides for applicants of common documents, as well as contact details for specific inquiries. Bookmark these essential sites:

    California DMV:

    www.dmv.ca.gov/

    California Department of Insurance:

    www.insurance.ca.gov/

    Official Website of California:

    www.ca.gov/

    Bargain Hunting and Other Tips

    Keep your premiums low by being content with liability coverage at its minimum required amounts. Additional coverage is seldom used anyway so you’re really paying extra for an unnecessary service. Another tip is to avoid risky behavior patterns like going out during the rush hour, driving a car with poor visibility at night, and allowing your credit score to slide. The last one may not have anything to do with accidents but it does give an indication as to your ability to meet payment deadlines — something that insurance companies are very keen on.

    Driving without insurance papers is a serious offense. Get everything in order before using your car and do not be too concerned with the premiums. Cheapinsurancecalifornia.net will assist you in locating low cost car insurance California. Enter you zip code on the search box and begin the hunt today.

    Finding cheap insurance has never been so easy!

    It’s also easy to find deals for Californians who live in the following cities:

    California Insurance Department
    Insurance Information Network of California